In the game of luminary, towns can serve many purposes. You as a player can join one to get the help of the other players in it, to chat in the town's private chat, to make use of their events, and many other things. In this guide we'll go over what a town is and how to make full use of its services.
What is a town?
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Towns are all over the world of luminary, and are shown on the map as a red dot with a name by it (some of these dots are Hunting Grounds) 
A Town
Some towns are unoccupied, and impossible to join unless GMs decide to open it up. Occupied towns are ruled by a Town Chief, and the heads that he chooses to help him. When applying to join a town, the Chief is the one to talk to
The main purposes of a town are to bring a group of players together, and to provide people with various services (via NPCs and buildings)
Town Buildings
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Town Buildings(map view)
Town buildings offer services to everyone, whether or not they're a town resident. The funds raised from those buildings go towards that town's money
To open up any building's window, right click it.
Town Hall
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This building allows you to see the town chief and building heads on a list, apply for residency, and to donate to the town.
The list of town heads is the first thing you see when you right click the building; this page also shows other information about the town, like the number of residents.
To register for a town: click the "Registration" tab at the top of the menu, then click "Application for the resident registration". It's a good idea to contact the Town Chief to make sure you will be approved as a resident.
Bank
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Banks do what any bank does: stores money.
To open a new account: Click "Open Account" on the bank window.
To deposit money: Enter the amount you want to deposit in the box that says "Amount" to the left of it. Then click "Deposit"
To withdraw money: Enter the amount you want to withdraw in the box that says "Amount" to the left of it. Then click "Withdraw"
Market
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(info about market here)
Post Office
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(info about PO here)
Warehouse
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(info about warehouse here)
Hunting Ground
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(info about HG here)
Party Hall
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(info about Party hall here)
Farm
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(info about Farm here)
Mine
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(info about Mine here)
Horse Market
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(info about horse market here)